Non-qualified surcharge
A tiered-pricing label that can indicate a transaction was processed outside a provider's preferred qualification category.
Explore →Merchant intelligence library
The processing fee glossary
Search 22 independent fee explanations and discover what to verify before making a processing decision.
Fee names in context.
A processor's description may be shortened, proprietary, or inconsistent between providers. These pages explain common meanings and give you a verification checklist.
22 fee explanations
PCI compliance fee
A statement line often associated with payment card security programs or administrative services, not automatic proof that your PCI responsibilities have been met.
Explore →Regulatory compliance fee
A broad fee label that requires a documented explanation of who charges it and what it covers.
Explore →Monthly minimum fee
A charge that may apply when eligible processing fees in a period do not reach a contracted threshold.
Explore →Batch fee
A fee connected to settling or closing a batch of card transactions, depending on the provider's setup.
Explore →Early termination fee
A contract-related cost that can arise when a merchant exits an agreement before the agreed period or under defined circumstances.
Explore →Chargeback fee
A fee associated with handling a disputed card payment; it is separate from the underlying sale amount and possible liability.
Explore →Authorization fee
A possible per-attempt or per-authorization charge that may apply even when a sale never settles.
Understand this fee →Network assessment fee
A network-related charge requiring differentiation between card-system costs and provider markup.
Understand this fee →Payment gateway fee
A charge for payment connectivity, gateway services or associated billing features.
Understand this fee →Address Verification Service (AVS) fee
A possible charge for address verification checks in some transaction workflows.
Understand this fee →Refund processing fee
A possible fee or retained cost associated with a customer's refund.
Understand this fee →Statement fee
A charge for statement delivery, account reporting or related administration.
Understand this fee →PCI noncompliance or nonvalidation fee
A possible provider fee connected to incomplete security-program validation.
Understand this fee →International or cross-border transaction fee
A possible charge connected with international card or transaction characteristics.
Understand this fee →Payment equipment lease fee
A rental or lease obligation associated with payment terminals or other devices.
Understand this fee →Retrieval request fee
A possible charge for a request for payment transaction documentation.
Understand this fee →Annual merchant account fee
An account-related fee billed annually or at another extended interval.
Understand this fee →Account updater fee
A possible fee for services that update eligible stored-payment credential data.
Understand this fee →Payment tokenization fee
A fee for token services, a payment vault, or connected token functionality.
Understand this fee →Expedited or same-day funding fee
A charge associated with quicker-than-standard merchant funding.
Understand this fee →Debit network fee
A fee associated with debit network or routing components.
Understand this fee →Definitions are educational. Always confirm the label against the applicable agreement, statement legend, and current provider explanation.